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Ivan Zhiznevsky's media page

Redefining Global Finance: Banking Without Borders for Entrepreneurs

Empowering businesses in 190+ countries with multi-currency accounts, local IBANs, and frictionless cross-border payments

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Who is Ivan?

Ivan Zhiznevsky is co-founder and CEO of 3S Money, a fintech platform built to make financial access fair and global. Driven by his own experience of being locked out of banking due to nationality, Ivan launched 3S Money to give entrepreneurs everywhere the tools to transact globally, with dignity and transparency. Under his leadership, 3S has grown from a single desk in Barclays Rise to a team of over 180 professionals, serving clients across 190+ countries from offices in London, Luxembourg, Amsterdam, Riga, Dubai, and Hong Kong.

Before founding 3S Money, Ivan worked as a journalist for BBC World Service, which honed his communication, narrative, and storytelling capabilities. He brings that voice to fintech, advocating for financial inclusion, regulatory clarity, and principled growth. He also champions gender diversity and inclusive team cultures, believing that a company’s success is most deserved when its team reflects the interconnected, global world it serves.

Highlights
Co-founded 3S Money in 2018 to break down banking discrimination and access barriers
Operates across 190+ countries with 180+ team members in six global offices
From one desk in Barclays Rise to a full fintech platform serving SMEs, holding companies, real estate firms, and more
Former BBC World Service journalist turned fintech leader, with a passion for inclusion across finance
Who is Ivan?

Ivan Zhiznevsky is co-founder and CEO of 3S Money, a fintech platform built to make financial access fair and global. Driven by his own experience of being locked out of banking due to nationality, Ivan launched 3S Money to give entrepreneurs everywhere the tools to transact globally, with dignity and transparency. Under his leadership, 3S has grown from a single desk in Barclays Rise to a team of over 180 professionals, serving clients across 190+ countries from offices in London, Luxembourg, Amsterdam, Riga, Dubai, and Hong Kong.

Before founding 3S Money, Ivan worked as a journalist for BBC World Service, which honed his communication, narrative, and storytelling capabilities. He brings that voice to fintech, advocating for financial inclusion, regulatory clarity, and principled growth. He also champions gender diversity and inclusive team cultures, believing that a company’s success is most deserved when its team reflects the interconnected, global world it serves.

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Media Appearances
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Topics
What Your Audience Could Learn
Banking Without Borders: Empowering Entrepreneurs Beyond the Limits of National Banking Systems

Across industries like real estate, logistics, and family offices, international entrepreneurs still face unnecessary barriers, restricted access, opaque rules, and discrimination based on nationality or company structure. Ivan explores how 3S Money is rewriting this narrative by offering transparent, compliant access to global payments for businesses traditionally sidelined by legacy banks.

As a founder who built 3S Money to serve the “brave entrepreneurs” mainstream finance overlooks, Ivan shares a people-first perspective that connects human ambition with technical innovation. His stories of real clients who scaled globally despite structural bias give audiences both inspiration and insight into how inclusion drives economic growth.

Stablecoins Without the Speculation: Bridging the Fiat and Digital Economies

Stablecoins are often lumped into the volatile crypto conversation, yet they hold the key to connecting the fiat world with faster, more transparent digital payments. In this discussion, Ivan demystifies how regulated stablecoin frameworks can enhance trust, liquidity, and settlement efficiency, especially in global trade corridors like Dubai, Hong Kong, and Europe.

Ivan has a pragmatic, regulation-driven approach to fintech innovation. Rather than hype, he focuses on tangible use cases: improving cross-border transactions, cutting friction for SMEs, and fostering collaboration between banks and fintechs. His lens helps audiences understand how stablecoins can be a bridge, not a gamble.

From London to Dubai: Building a Global Fintech That Champions Access and Trust

Dubai has emerged as one of the fastest-growing hubs for fintech and trade, attracting entrepreneurs and family offices from every corner of the world. Ivan unpacks why Dubai’s regulatory environment and business ecosystem are redefining what “international finance” means and how 3S Money is expanding there to meet that opportunity responsibly.

As a founder leading expansion into multiple jurisdictions, Ivan offers first-hand lessons on regulatory alignment, localization, and trust-building in emerging financial hubs. His insights resonate with founders, CFOs, and investors navigating global growth in a post-banking-monopoly era.

The Next Chapter in B2B Payments: How SMEs Can Operate Like Multinationals

For companies with 50–200 employees: holding groups, law firms, logistics providers, the complexity of international payments often outpaces their resources. Ivan discusses how technology, compliance automation, and smarter user design can finally close that gap, giving mid-sized businesses the same financial agility as multinationals.

Ivan bridges executive and operational perspectives, offering real examples of how SMEs have transformed their cash-flow visibility and speed through 3S Money. His message reframes fintech as empowerment for everyday businesses, not just the tech elite.

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